Free Personal Finance Software from MoneyStrands

What is moneyStrands?

moneyStrands is an easy-to-use personal financial assistant for busy people who want more control over their financial lives. It automatically gathers data for all the financial accounts you want to track, including savings, checking, and credit cards, to give you an up-to-date, accurate, unified view of your finances. moneyStrands goes beyond providing financial analysis tools by also providing personalized moneysaving advice and recommendations, and lets you compare yourself with people who share your background and financial goals.

Use Budgeting Tools Templates and Worksheets

Your guide to spend and save

Know how much to spend and save from your monthly income. Efficient software tools to turn you into a master of personal finance management.

Create a smart household budget for today's high costs

The first step of creating the budget plan should be starting an account with moneyStrands. It gives you a complete set of best household budget planning tools. And it’s all available online 24/7 in one convenient place.

Latest news from Microsoft Personal Finance Software - MS Money

Microsoft to discontinue MS Money

"With banks, brokerage firms and Web sites now providing a range of options for managing personal finances, the consumer need for Microsoft Money Plus has changed," Microsoft said. "We would like to thank the many dedicated users who have been enthusiastic supporters of Microsoft Money over the years, as well as our partner financial institutions who helped pioneer a digital vision of financial management."

There are types of insurance, in no budget should be missing. This is especially true for insurance. Because who caused an injury, the need for liability - almost unlimited. No role is played by whether an injury accidentally incurred, whether by virtue of a lightweight warmth, perhaps even willfully or negligently caused. 

While liability insurance for vehicle owners are required by law, private liability insurance is based on voluntary decisions. How useful the conclusion of such a policy can be seen at least where there is a reasonable compensation to the house stands. 

Especially when one person was injured and entitled to a lifetime payment, can it ever to go bankrupt private. Not for nothing is the name of such policies at the same time program. The cost of a private liability insurance vary depending on the size and performance catalog. As a rule, should, however, assets, property and personal damage will be. 

Basically belong to the personal injuries and injuries related consequential damage to health, to death. Relate to property damaged or destroyed property, such as parts of furniture. With property damage, for example, claims for compensation, ie financial damage, perhaps in conjunction with the lost profits were caused. Also Mietschäden are often transferred, such as after a water damage, not intentionally, was formed. 

One advantage of private insurance policies is also the co-insurance of members who are just in the Treaty is to be and their possible damages also are insured.

The introduction of electronic coverage confirmation (eVB) for car insurance has a lot easier. Above all, the bureaucratic ways have been significantly reduced. The previous dual card, the re-registration of a vehicle provided, is now passé. 

After the confirmation of an existing car insurance is now in the form of a seven-digit number - the so-called VB-point - where. If you have a car insurance terminate get the VB code within the shortest time electronically. Long waits on postal certificates in paper form are history. When submitting the eVB at the respective accreditation body, it can then all relevant information from a central database to read out. 

But the ease of access to confidential data has also disadvantages. For auto insurance, it is much easier since a credit check performed. By eVB to private information, such as the name of the potential customer or address, be reviewed. Unwanted customer, where the probability is relatively high, but that payment difficulties could be so simple can be rejected. 

This does not apply to motor vehicle liability insurance. In this form of insurance, the insurance companies be required to provide the customer record, because it is a statutory insurance form. The only insurance the insurer may choose their clients. 

But it is precisely in times of cyclical cash injections scrapping attracts many new customers, so the demand especially in matters of insurance policies is very significant. Insurance experts recommend that the all-round protection for your car primarily for new cars and years. 

Conservationists warn consumers against the growing credit checks in this area. While insurers could in that way easier to decide what customers to enter into a contract or not - but only at the expense of consumer rights. One thinks that this principle consistently, it could easily lead to a large number of consumers is no longer possible to have a CDW insurance. 

Currently, the customer is still the choice. Who with a credit check is not satisfied, you can simply choose another provider. The offer is large and accordingly, there are numerous insurance providers, to such a test per se abandon - only to compare it to so.